MONEY Teen Checking
for Capital One

Background

Joint account for parents and teens

MONEY Teen Checking is a joint bank account between parents and guardians and teens giving them each a unique view into the account that caters specifically to their needs.

Teens are able to access their money through Capital One’s app or website, along with having a debit card in their name.

Parents are able to monitor the account, track transactions, and use controls like locking the debit card.

Role

Lead designer for parental controls features

Timeline

Over two and a half years

Platform

Android, iOS

Research

More Americans are going 'cashless'

American adults, who say that none of their purchases in a typical week are paid for using cash:

41%
2022
29%
2018
24%
2015

*statistics from PewResearch

Teens need parental permission to get debit card, through a bank account

  • Increasing number of joint bank accounts directed towards teens and parents
  • Both traditional and Fintech
  • Offering a range of features

Designs

Giving parents insight into the teen’s account

Designs focused on creating two separate but unified experiences for teens and parents and aligning with Capital One's existing design system and branding.

My primary focus was allowing parents to guide and oversee the teen's account.

Features

Parental features guided by research

  1. 1
    Allowance
  2. 2
    Locking and unlocking debit card
  3. 3
    Oversight into account activities

Process + Results

More to share

There’s a lot more to this project: the thinking behind the work I did and how I solved some the complex problems along the way.