MONEY Teen Checking is a joint bank account between parents and guardians and teens giving them each a unique view into the account that caters specifically to their needs.
Teens are able to access their money through Capital One’s app or website, along with having a debit card in their name.
Parents are able to monitor the account, track transactions, and use controls like locking the debit card.
Role
Lead designer for parental controls features
Timeline
Over two and a half years
Platform
Android, iOS
Research
More Americans are going 'cashless'
American adults, who say that none of their purchases in a typical week are paid for using cash:
Teens need parental permission to get debit card, through a bank account
Increasing number of joint bank accounts directed towards teens and parents
Both traditional and Fintech
Offering a range of features
Designs
Giving parents insight into the teen’s account
Designs focused on creating two separate but unified experiences for teens and parents and aligning with Capital One's existing design system and branding.
My primary focus was allowing parents to guide and oversee the teen's account.
Features
Parental features guided by research
1
Allowance
2
Locking and unlocking debit card
3
Oversight into account activities
Process + Results
More to share
There’s a lot more to this project: the thinking behind the work I did and how I solved some the complex problems along the way.